Terminating a home loan is as cumbersome as the process of applying for one. It is a document-heavy process. The only difference while closing a loan is that you have to recover all the original documents from the bank or the housing finance company (HFC).
Chances are you may just overlook the process as you may be celebrating the fact that your biggest liability is off your head. The thumb rule is that when you close the loan, you get back all the documents that you submit at the time of loan application to a bank/HFC. These include the loan papers, title insurance, statement, documents of owner's coverage, and other contact papers.
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